1. List the people who
had the most positive influence on you in 2019. Make a plan to associate with
them more.
2. List the people who
had the most negative influence on you in 2019. Make a plan to avoid them as
much as possible.
3. Find out what you
spent most on in 2019.
4. Find out how much of
those things you can do by yourself and save (for instance, making your own
lunch instead of eating out).
5. Invest the money you
save from doing things by yourself. Don’t save it!
6. Identify a bad habit
which affected you in 2019 and plan to leave it in 2019.
7. Stick to the plans
above.
© Reno Omokri
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